Damage claim support

Water Damage Insurance Claims

Trace hidden moisture, document mitigation, and connect every affected material to a complete repair scope.

Leaks, floods, stains, mold, burst pipes

Trace the source, follow the moisture, and separate covered damage from assumptions.

Water losses move quickly and rarely stop at the first stain. Burst pipes, appliance failures, drainage problems, storms, sink or toilet overflows, and flooding can affect finishes, framing, mechanical systems, contents, and indoor conditions.

Where the loss can travel

Water, leaks & flooding is rarely a one-surface problem.

01

Hidden moisture

Water can move under flooring, behind cabinets, inside walls, and through insulation without leaving an obvious surface mark.

02

Drying & demolition

The mitigation scope, equipment duration, material removal, and reconstruction scope should tell one consistent story.

03

Mold & indoor conditions

Delayed drying can create secondary concerns that require careful timing, testing, and policy analysis.

04

Contents & operations

Furniture, equipment, inventory, relocation, and business interruption may need their own inventories and support.

First moves

Protect the property and preserve the proof.

  1. 1

    Stop the source when it is safe and arrange qualified emergency mitigation.

  2. 2

    Photograph standing water, the source, affected rooms, and damaged contents before cleanup.

  3. 3

    Keep removed materials available for inspection when practical.

  4. 4

    Record dry-out readings, invoices, equipment logs, and every temporary repair.

What Hillis documents

  • Cause and point-of-origin evidence
  • Moisture maps, drying logs, and demolition photos
  • Cabinet, flooring, wall, insulation, and contents impact
  • Mitigation invoices and reconstruction estimates
  • Policy language for water, backup, flood, mold, and exclusions
Start a damage report

Common claim pressure points

Details that can change the size and direction of a claim.

Cause confusion

A plumbing discharge, groundwater flood, seepage, and sewer backup can be treated differently under the same policy.

Premature dry-out assumptions

A dry surface does not prove that concealed materials or assemblies are dry and undamaged.

Scope disconnects

Mitigation removes materials, but incomplete reconstruction estimates may fail to put those materials back.

Explore every loss type

Different damage. The same policyholder-first approach.

Start the fight

Your insurance company has adjusters. You should too.