Initial inspection
Inspect, photograph, estimate damages, and review policy coverage.
Claim process
A clear, eight-step process from the first inspection through negotiation and final claim payments.
Inspect, photograph, estimate damages, and review policy coverage.
Coordinate urgent services such as water mitigation, board-up, plumbing, roof, siding, living setup, and dry cleaning.
Report the loss or notify the insurance company that Hillis represents the policyholder.
Meet the insurance company adjuster at the property and present the damages.
Evaluate the carrier estimate, request payable funds, and keep the negotiation moving.
Pursue supplemental amounts for missed, incomplete, or undervalued damages.
Request outstanding payments from the insurance company.
Submit invoices, estimates, and receipts to request the release of recoverable depreciation under your policy.
What happens next
Open any step for the responsibilities, communication, and documentation involved.
Hillis Adjustment Agency’s Adjuster will meet with you at the loss property to inspect, photograph, and estimate damages. Then, the Adjuster will professionally review your insurance policy for coverages.
Our Adjuster will review our contract with you, answer any questions, and explain the claims process in full detail.
If needed, our Adjuster will make recommendations for emergency services, including, but not limited to:
Water MitigationBoard up Windows/DoorsPlumbing RepairsTemporary Roof/Siding Repairs Additional Living Setup if misplaced from your home
Dry Cleaning ServicesHillis Adjustment Agency reports the claim to your insurance company on your behalf. If the claim has already been reported, Hillis Adjustment Agency will notify the insurance company of their representation.
The Insurance Company contacts Hillis Adjustment Agency (typically within 7 - 10 business days) to schedule an inspection at the loss location.
Once Hillis Adjustment Agency has informed the Insurance Company of their representation on your behalf, the Insurance Company should no longer contact you. If the Insurance Company attempts to contact you in any way, please do not respond and inform Hillis Adjustment Agency as soon as possible. All communications, both emails or letters, from the Insurance Company should be forwarded to our email address or physical office address where applicable.
Hillis Adjustment Agency schedules their Adjuster to meet the Insurance Company’s Adjuster at the loss property to present the damages.
Following completion of the inspection, the Insurance Company’s estimate is requested for review by our industry professionals
Hillis Adjustment Agency reviews the Insurance Company’s estimate.
Hillis Adjustment Agency requests that the Insurance Company release any payable funds. These funds will not affect the negotiation process and you can use the funds to begin repairs.
Hillis Adjustment Agency provides updates throughout the entire negotiation process.
Hillis Adjustment Agency proceeds with negotiating any supplemental amounts deemed appropriate which may have been missed or undervalued in the initial estimate received from the Insurance Company.
This may include, but is not limited to:Requesting a revised Insurance Company estimateRe-inspecting the loss propertyCompiling additional cost-support documentationHillis Adjustment Agency requests that all outstanding payments owed from the Insurance Company be released.
The insurance company may initially deduct depreciation from the settlement. Recoverable depreciation can be requested after repairs are completed, subject to the policy's terms.
All invoices, estimates, and receipts for all work completed at the loss property should be sent to Hillis Adjustment Agency.
Once received, Hillis Adjustment Agency compiles and submits all invoices, estimates, and receipts to the insurance company with a request for release of any recoverable depreciation available.
Start the fight